Audit and Compliance Officer - TDEF

Job summary

The Audit and Compliance Officer is responsible for the accurate booking and funding of lease and loan transactions within the EKIP system while ensuring adherence to bank policies. The role involves collaborating with operations and credit departments to facilitate transactions and maintaining compliance with regulatory requirements.

Job details

Work Location: Burlington, Ontario, Canada Hours: 37.5 Line of Business: Personal & Commercial Banking Pay Details: $52,700 - $74,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Department Overview TDEF (TD Equipment Finance) is a leading Canadian specialized equipment financing business with the mandate to support all parts of TD Bank in this product set. TDEF structures loans and leases to help clients grow their business and sources business from TD customers and directly across Canada. Job Description Reporting to the Manager, Audit - TD Equipment Finance (TDEF), this position is responsible for the booking and funding of lease and loan transactions in TDEF's book of record, EKIP, while ensuring adherence to compliance requirements in accordance with TD Bank's policies and procedures. Key Responsibilities Leverage proficiency in various software applications and programs to ensure timely and accurate processing of transactions; maintain knowledge of T-Value, PPSA/RDPRM requirements, and AML/KYC policies and procedures. Review standard documentation for accuracy; verify that insurance coverage aligns with bank and credit conditions; ensure vendor and client banking details are compliant; validate EKIP inputs prior to booking; and prepare wires to initiate the funding process. Review PPSA/RDPRM registrations against deal structure for accuracy and perfection and, as required, confirm all identified waivers are obtained and properly executed. Collaborate with Operations and Credit departments, or other functions as necessary, to facilitate completion of transactions. Assist in identifying viable solutions to resolve transactional issues. Actively participate in special projects as assigned by management. Deliver exceptional customer service at every interaction and execute plans to improve the customer experience. Pursue cross-training opportunities. Actively participate in the performance management process, including performance reviews, feedback, coaching sessions, and performance and development discussions. Embrace and promote a positive environment that supports a diverse workplace. Act as a strong team player by assisting with other administrative tasks as needed. Maintain a service-level focus with an emphasis on attention to detail. Be knowledgeable and comply with Bank and industry codes of conduct. Job Requirements Must work independently, be self-sufficient, and be able to make decisions. Moderate knowledge of different types of financing structures. Able to manage daily transactions while maintaining a strong focus on attention to detail and accuracy. Strong oral and written communication skills are essential. Strong time management skills and independence with respect to setting priorities and managing partner expectations. Must possess the ability to multitask. Will work closely in a team environment to meet individual and team-driven objectives. Should be conscientious and detail-oriented to mitigate any risk to the Bank. Must demonstrate the ability to be resourceful and take initiative in their approach to problem resolution. Ability to quickly learn new systems and applications. Solid knowledge of Microsoft Office required. Education and Experience 2+ years of leasing experience preferred. College or university graduate preferred. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet

What you’ll do

The Audit and Compliance Officer is responsible for the accurate booking and funding of lease and loan transactions within the EKIP system while ensuring adherence to bank policies. The role involves collaborating with operations and credit departments to facilitate transactions and maintaining compliance with regulatory requirements.

Requirements

The ideal candidate should have 2 or more years of leasing experience and possess strong attention to detail and communication skills. A college or university degree is preferred, along with the ability to work independently and manage multiple priorities.

Benefits

• Health and well-being benefits • Savings and retirement programs • Paid time off • Banking benefits and discounts • Career development • Reward and recognition programs

Listed skills

• Time management · Preferred
• Customer service · Preferred
• Attention to detail · Preferred
• Compliance · Preferred
• Microsoft Office · Preferred
• Audit · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Audit
• Compliance
• Lease processing
• Loan processing
• EKIP
• T-Value
• PPSA/RDPRM
• AML/KYC
• Transaction processing
• Documentation review
• Wire preparation
• Attention to detail
• Time management
• Microsoft Office
• Customer service
• Problem resolution
• Performance Review
• Mentorship
• Communication
• Performance Management
• Operations
• Problem Solving
• Training And Development
• Investments
• Detail Oriented
• Coaching
• Customer Service
• Auditing
• Time Management
• Creativity
• Proactivity
• Administrative Functions
• Time Off Management
• Multitasking
• Financial Institution
• Learning Platforms
• Loans
• Quick Learning
• Employee Onboarding
• Resourcefulness
• Discounts And Allowances
• Anti Money Laundering
• Know Your Customer
• Commercial Banking
• Deal Structuring
• Self-Sufficiency
• Service Level
• Banking
• Conscientiousness
• Plan Execution

Job areas

• Finance & Accounting
• Administrative
• Customer Service & Support
• Audit and Compliance Manager
• Compliance Auditor
• Accountants
• Accountants and Auditors